A Year of No Spending

This month I have written about the importance of meal planning to reduce your food budget, buying groceries online to curb impulse buying, and also how to save money by forgoing a gym membership and exercising at home. If after doing all the cost-cutting measures you can think of, you’re still not happy about your finances, you may need to entertain an idea that my spouse and I are implementing this year.

If you, like us, find yourself in a downward spiral of spending more than you’re comfortable with or perhaps you’ve even gotten perilously close to having more money going out than coming in, you may need to put the brakes on your spending.

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